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Key Financials

Baader Bank Group
Key P&L Figures (1)
01.01. - 30.06.2021 01.01. - 30.06.2020 Change to previous year
  EUR'000 EUR'000 %
Income 135,582 112,025 21.0
of which      
Interest income and current income -482 -1,505 68.0
Net commission income 9,656 22,175 -56.5
Net trading income 115,070 84,690 35.9
Revenue 5,719 5,606 2.0
Other income 5,619 1,036 >100.0
Net income from interests in associated 0 23 -100.0
       
Expenses -91,825 -87,988 4.4
of which      
Personnel expenses -42,337 -33,346 27.0
Administrative expenses and other operating expenses -25,540 -22,691 12.6
Depreciation, amortisation and write-downs on intangible assets and property, plant and equipment -4,154 -3,981 4.3
Other amortisation and depreciation/risk provision -1,405 -12,970 -89.2
Depreciation, amortisation and write-downs on receivables and certain securities as well as allocations for provisions in lending business -1,405 -12,970 -89.2
Expenses from the addition of the fund for general banking risks (2) -18,389 -15,000 22.6
       
Earnings before tax (EBT) 43,757 24,037 82.0
       
Operating result (3) 59,372 52,669 12.7
       

 


 


 


 

Baader Bank Group
Key Balance Sheet Figures (1)
30.06.2021 31.12.2020 Change to previous year
  EUR mn EUR mn %
Total Assets 1,234.3 888,6 38.9
Balance Sheet equity ratio 12.7% 13.6% -
Common equity tier ratio (CET 1) 15.9% 14.6% -
       

(1) Financial figures of the Baader Bank Group; all figures preliminary and unaudited; reported in accordance with the provisions of the German Commercial Code (Handelsgesetzbuch - HGB).
(2) The transfer to the fund for general banking risks also takes into account the statutory transfer to the fund for general banking risks in accordance with Section 340e HGB at the end of the year.
(3) Gross profit (= net interest income + current income + net commission income and trading income + revenues) less personnel expenses and other administrative expenses as well as amortisation/depreciation on intangible assets and property, plant and equipment.


 

 

Baader Bank Group
Income Statement
2020 2019 Change to
previous year
  EUR'000 EUR'000 %
Income 212,661 104,336 >100.0
of which interest income and current income -2,634 -799 -
of which net commission income 30,976 32,111 -3.5
of which net trading income 168,215 46,149 >100.0
of which revenue 11,962 12,808 -6.6
of which other income 4,142 14,014 -70.4
Expenses -156,642 -104,268 50.2
of which personnel expenses -71,239 -46,522 53.1
of which administrative expenses and other operating expenses -48,141 -44,604 7.9
of which depreciation, amortisation and impairment -20,425 -13,142 55.4
of which transers to fund for general banking risks -16,837 0 100.0
       
Earnings before tax (EBT) 56,019 68 >100.0
       
Operating result 81,529 -8,017 -
       
       
Baader Bank Group
Balance Sheet
2020 2019 Change to
previous year
  EUR'000 EUR'000 %
Total Assets 888,578 617,375 43.9
Balance Sheet Equity Ratio 14% 12% -
       

In accordance with the provisions of the German Commercial Code (HGB)

 

 

Baader Bank Group
Key P&L Figures
01.01. - 30.06.2020 01.01. - 30.06.2019 Change to previous year
  EUR'000 EUR'000 %
Income 112,025 48,665 >100.0
of which interest income and current income -1,505 -154 >100.0
of which net commission income 22,175 17,727 25.1
of which net trading income 84,690 23,220 >100.0
of which revenue 5,606 6,199 -9.6
of which other income 1,036 1,642 -36.9
of which net income from interests in associated 23 31 -25.8
Expenses -87,988 -48,696 80.7
of which personnel expenses -33,346 -23,455 42.2
of which administrative expenses and other operating expenses -22,691 -22,218 2.1
of which depreciation, amortisation and write-downs on intangible assets and property, plant and equipment -3,981 -4,422 -10.0
Other amortisation and depreciation/risk provision -12,970 1,399 -
Depreciation, amortisation and write-downs on receivables and certain securities as well as allocations for provisions in lending business -12,970 3.284 -
Depreciation, amortisation and write-downs on equity investments, shares in affiliates and securities treated as assets 0 -1,885 -
Expenses from the addition of the fund for general banking risks -15,000 0 -
       
Earnings before tax (EBT) 24,037 -31 -
       
Operating result 52,669 -1,818 -
       
       
Baader Bank Group
Key Balance Sheet Figures
30.06.2020 31.12.2019 Change to previous year
  EUR'000 EUR'000 %
Total Assets 669,121 617,375 8.4
Balance Sheet Equity Ratio 13.8% 12.1%  
       

In accordance with the provisions of the German Commercial Code (HGB)

 

 

Baader Bank Group 2018 2019 Change to the previous year

Income Statement

EUR'000

EUR'000
absolute/
EUR'000
relative/
%
Income 98,121 104,336 6,215 6.3
of which interest income and current income 527 -799 - -
of which net commission income 40,518 32,111 -8,407 -21.1
of which net trading income 40,976 46,149 5,173 12.6
of which revenue 13,095 12,808 -287 -2.2
of which other income 3,005 14,014 11,009 >100.0
Expenses -117,496  -104,268 -13,228 -11.3
of which personnel expenses -54,686 -46,522 -8,164 -14.9
of which administrative expenses and other operating expenses -45,385 -44,604 -781 -1.7
of which amortisation and depreciation -17,391 -13,142 -4,249 -24.4
of which net income from interests in associates 34 0 -34 -
Earnings before tax (EBT) -19,375 68 - -
       
Operating result -14,221 -8,017 6,204 43.6

 

Baader Bank Group 2018 2019 Change to the previous year
Balance Sheet EUR'000  EUR'000 absolute/EUR'000 relative/%
Total assets 713,190 617,375 -95,815 -13.4
Balance Sheet Equity Ratio              11% 12% - -
Supervisory Capital Ratio 14% 14% - -


In accordance with the provisions of the German Commercial Code (HGB).

 

Baader Bank Group 01.01. - 30.06.2019 01.01. - 30.06.2018 Change compared to prior year
  EUR'000 EUR'000 absolute/EUR'000 relative/%
Income 48.665 53.194 -4.529 -8,5
of which interest income and current income -154 105 -259 -
of which net commission income 17.727 20.089 -2.362 -11,8
of which trading profit/loss 23.220 25.118 -1.898 -7,6
of which revenue 6.199 6.415 -216 -3,4
of which other income 1.642 1.284 358 27,9
of which profit/loss from shares in ssociated companies 31 183 -152 -83,1
Expenses -48.696 -54.774 6.078 -11,1
of which personnel expenses -23.455 -24.955 1.500 -6
of which administrative -22.218 -22.141 -77 -0,3
of which depreciation, amortisation and impairment -3.023 -7.678 4.655 -60,6
         
Earnings before tax (EBT) -31 -1.580 1.549 -98
       
Operating result* -1.818 453 -2.271 -
       
Total assets 680.695 747.534 -66.839 -8,9
       
Reported in accordance with the provisions of the German Commercial Code (Handelsgesetzbuch – HGB).
* Gross profit less personnel and other administrative expenses as well as depreciation and amortisation on intangible assets and property, plant and equipment (Gross income = net interest income and current income, net commission income and trading profit/loss, revenue)

 

Baader Bank Group
 

2017
 

2018
 

Change to the previous year
 

 

EUR'000

EUR'000

absolute /
EUR'000

relativ/
%

Income

121,317

98,121

-23,196

-19.1

of which net interest income
and current income

1,502

527

-975 -64.9

of which net commission income

46,539

40,518

-6,021 -12.9

of which net trading income

57,683

40,976

-16,707 -29.0
of which revenue 12,135 13,095 960 7.9

of which other income

3,458

3,005

-453 -13.1

Expenses

-117,058

-117,496

-438

0.4

of which personnel expenses

-54,702

-54,686

16 +/-0.0

of which administrative expenses
and other operating expenses

-42,586

-45,385 -2,799 6.6

of which amortisation and depreciation

-18,344

-17,391

953 -5.2

of which net income from interests in associates

-1,426

-34 1,390 -97.6

Earnings before tax (EBT)

4,259

-19,375 -23,634 -

Operating result*

7,650

-14,221 -21,871

-

Total assets

764,844

713,190 -51,654 -6.8
         

In accordance with the provisions of the German Commercial Code (Handelsgesetzbuch - HGB).
*Gross profit less personnel and other administrative expenses as well as depreciation and amortisation of intangible assets and property, plant and equipment